In the early 19th century, the rise of the
insurance industry gave murderers a new motivation - a quick profit! At the
time it was said of life insurance that although it gave peace of mind, it also
provided a path to easy wealth; "by
insuring a life and destroying it."
For those Victorian's with a mind to 'get
rich quick', poison was the perfect tool since many of the victim's symptoms
could be passed off a natural disease. Added to that arsenic, strychnine and
other toxins easily available, for use as rat bait and the like, and could be
bought from the local chemist. The
Victorians became paranoid about poison because of a deadly combination of ease
of purchase, poor regulation and newspapers reporting on murder trials.
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Arsenic was widely available as rat bait. |
"To
take heed against poison [was now] one of the waking thoughts common to all."
Journalist writing in 1850.
Whilst the upper classes took out life
insurance, the lower classes joined 'Death Clubs' to avoid the disgrace of a
pauper's funeral. Run by Friendly Societies (where tradesmen paid in a weekly
amount, in return for financial support if they couldn't work), the idea behind
a Death Club was to contribute to a fund that paid out on death, to cover
funeral costs.
The average cost of a funeral was one to
two pounds, and some Manchester
clubs paid out four or even five pounds. Because of the tidy profit to be made
by disposing of an unwanted spouse, parent or child, the membership lists soon
became known as "The catalogue of
the doomed," and amongst the women who inhabited the Manchester
tenements there was a saying:
"Aye,
that child will not live, it is in the burial club."
Some poor children were enrolled in
multiple clubs, so that when each of which paid out on death, the parents reaped
twenty pounds or more. A clergyman's wife visiting a bereaved mother to comfort
her for the loss of a daughter, was shocked to overhear a neighbour saying:
"A
fine thing [for the mother] as the child's in two clubs."
Later in the Victorian era Death Clubs were
widely regarded as: 'the prolific mother
of arsenical murders" and in response to the problem, in 1850
Parliament enacted a statue prohibiting the insuring of children under 10 for
more than three pounds.
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Mary Ann Cotton - or "The Black Widow Poisoner." |
An example of such fearful ruthlessness was
Mary Ann Cotton, a candidate for the title of being the most prolific serial
killer prior to Doctor Harold Shipman in the 1990's. Cotton, a woman of
'comely' appearance and a former Sunday school teacher used arsenic to murder
her mother, three husbands, fifteen children and step-children, and a lodger.
In each case the cause of death was 'gastric complaints' and Mary benefited from
insurance payments. It took twelve years for people to become suspicious, for
Mary to be put on trial and sentenced to death.
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The yard at Durham Prison where Mary was executed. |
But finally, what really unsettled the
Victorian's was that the killer, Mary, was female. Poisoning was a cowardly,
secretive, skulking act and that a female murderer was convicted only confirmed
a growing male suspicion that women were sinister, deceitful beings in an
almost hysterical way.
"It
is the softer sex who are everywhere addicted to this propensity.[to poison]"
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The ultimate rat killer! |
Next week: Sweet Temptation - the hidden
danger of poisoned sweets.